WHICH LOAN IS RIGHT FOR YOU?
As of July 15, 2019
30 Year Fixed
Conforming rates for Loans Under $424,100
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 30 Year Fixed Conforming | 3.875 | 0.00 | 4.004 |
| 30 Year Fixed | 3.625 | 1.000 | 3.718 |
| 30 Year Fixed Conforming | |||
| 30 Year Fixed Conforming | |||
15 Year Fixed
Conforming Rates for Loans Under $424,100
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 15 Year Fixed Conforming | 3.500 | 0.000 | 3.602 |
| 15 Year Fixed Conforming | 3.250 | 1.000 | 3.341 |
| 15 Year Fixed Conforming | |||
5/1 Arm
Conforming Rates for Loans Under $424,100
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 5/1 Arm | 3.875 | 0.000 | 4.711 |
| 5/1 ARM | |||
Conforming High Balance Loan Programs
High Balance Rates for Loans $424,100 - 592,250 (check county eligibility)
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 30 year fixed conforming high balance | 4.000 | 0.00 | 4.197 |
| 30 year fixed conforming high balance | |||
| 30 year fixed conforming high balance | |||
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 15 year fixed conforming High Balance | 3.625 | 0.00 | 3.701 |
| 15 year fixed conforming High Balance |
Rates, fees and programs quoted are subject to change without notice. Loans quoted for borrowers with 760 Plus credit score, loan to value 80% or less, and loan amounts above $250,000 for purchase loans and rate term refinances. APR's shown are calculated on a loan of $280,000.00 with 20% down on a conforming loan, and a loan of $480,000.00 with 20% down on a conforming jumbo loan. APR's, rates and fees vary based on borrower's credit scores, loan to value, loan purpose, loan amount and occupancy.
Zero point loans are based on your adjusted origination charges, using your lender credit. All loans are plus closing costs and prepaids items. Due to constant fluctuations in market conditions rates, fees, closing cost and programs are not guaranteed.