WHICH LOAN IS RIGHT FOR YOU?
AS OF January 20, 2021
Conforming rates for Elite loans $300,000 - $548,250
(Purchase and no cash out refinance)
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 30 Year Fixed Conforming | 2.686 | 0.00 | 2.755 |
| 30 Year Fixed | |||
| 30 Year Fixed Conforming | |||
| 30 Year Fixed Conforming | |||
15 Year Fixed
Conforming rates for Elite loans $300,000 - $548,250
(Purchase and no cash out refinance)
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 15 Year Fixed Conforming | 2.187 | 0.00 | 2.271 |
| 15 Year Fixed Conforming | |||
| 15 Year Fixed Conforming | |||
5/1 Arm
Conforming Rates for Loans $300,000 - $548,350
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 5/1 Arm | 3.875 | 1.500 | 4.711 |
| 5/1 ARM | |||
Conforming High Balance 30 Year Elite Loans
High Balance Rates for Loans $548,250 - 776,250
(Purchase and no cash out refinance)
*quoted for king county (check county eligibility)
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 30 year fixed conforming high balance | 3.250 | 0.000 | 3.371 |
| 30 year fixed conforming high balance | |||
| 30 year fixed conforming high balance | |||
Conforming High Balance 15 Year Elite Loans
High Balance Rates for Loans $548,250 - 776,250
(Purchase and no cash out refinance)
*quoted for king county (check county eligibility)
| PROGRAM | RATES | POINTS | APR |
|---|---|---|---|
| 15 year fixed conforming High Balance | 2.645 | 0.00 | 2.801 |
| 15 year fixed conforming High Balance |
Rates, fees and programs quoted are subject to change without notice. Loans quoted for borrowers with 780 Plus credit score, loan to value 80% or less, and loan amounts above $250,000 for purchase loans and rate term refinances. APR's shown are calculated on a loan of $280,000.00 with 20% down on a conforming loan, and a loan of $480,000.00 with 20% down on a conforming jumbo loan. APR's, rates and fees vary based on borrower's credit scores, loan to value, loan purpose, loan amount and occupancy.
Zero point loans are based on your adjusted origination charges, using your lender credit. All loans are plus closing costs and prepaids items. Due to constant fluctuations in market conditions rates, fees, closing cost and programs are not guaranteed.