WHICH LOAN IS RIGHT FOR YOU?

AS of 08/22/2019

 

Conforming rates for Elite loans $300,000 - $484.350

(Purchase and no cash out refinance)

PROGRAM RATES POINTS APR                                          
30 Year Fixed Conforming 3.641 0.00 3.889
30 Year Fixed 3.500 1.500 3.641
30 Year Fixed Conforming      
30 Year Fixed Conforming      
       
       
       
       

 

 

15 Year Fixed

Conforming rates for Elite loans $300,000 - $484.350

(Purchase and no cash out refinance)

 

PROGRAM RATES POINTS APR
15 Year Fixed Conforming 3.137 0.000 3.293
15 Year Fixed Conforming 2.990 1.000 3.199
15 Year Fixed Conforming      
       

 

5/1 Arm
Conforming Rates for Loans $300,000 - $484,350

PROGRAM RATES POINTS APR
5/1 Arm 3.875 0.000 4.711
5/1 ARM      
       

 

Conforming High Balance 30 Year Elite Loans
High Balance Rates for Loans $484,350 - 726,525

*quoted for king county (check county eligibility)

PROGRAM RATES POINTS APR
30 year fixed conforming high balance 3.850 0.00 4.009
30 year fixed conforming high balance      
30 year fixed conforming high balance      
       
       

Conforming High Balance 15 Year Elite Loans
High Balance Rates for Loans $484,350 - 726,525

*quoted for king county (check county eligibility)

PROGRAM RATES POINTS APR
15 year fixed conforming High Balance 3.625 0.00 3.701
15 year fixed conforming High Balance      

 


Rates, fees and programs quoted are subject to change without notice.  Loans quoted for borrowers with 780 Plus credit score, loan to value 80% or less, and loan amounts above $250,000 for purchase loans and rate term refinances. APR's shown are calculated on a loan of $280,000.00 with 20% down on a conforming loan, and a loan of $480,000.00 with 20% down on a conforming jumbo loan. APR's, rates and fees vary based on borrower's credit scores, loan to value, loan purpose, loan amount and occupancy.

Zero point loans are based on your adjusted origination charges, using your lender credit. All loans are plus closing costs and prepaids items. Due to constant fluctuations in market conditions rates, fees, closing cost and programs are not guaranteed.