WHICH LOAN IS RIGHT FOR YOU?

As of July 15, 2019

30 Year Fixed

Conforming rates for Loans Under $424,100

PROGRAM RATES POINTS APR                                          
30 Year Fixed Conforming 3.875 0.00 4.004
30 Year Fixed 3.625 1.000 3.718
30 Year Fixed Conforming      
30 Year Fixed Conforming      
       
       
       
       


15 Year Fixed

Conforming Rates for Loans Under $424,100

 

PROGRAM RATES POINTS APR
15 Year Fixed Conforming 3.500 0.000 3.602
15 Year Fixed Conforming 3.250 1.000 3.341
15 Year Fixed Conforming      
       


5/1 Arm
Conforming Rates for Loans Under $424,100

PROGRAM RATES POINTS APR
5/1 Arm 3.875 0.000 4.711
5/1 ARM      
       


Conforming High Balance Loan Programs
High Balance Rates for Loans $424,100 - 592,250 (check county eligibility)

PROGRAM RATES POINTS APR
30 year fixed conforming high balance 4.000 0.00 4.197
30 year fixed conforming high balance      
30 year fixed conforming high balance      
       
       

 

PROGRAM RATES POINTS APR
15 year fixed conforming High Balance 3.625 0.00 3.701
15 year fixed conforming High Balance      



Rates, fees and programs quoted are subject to change without notice.  Loans quoted for borrowers with 760 Plus credit score, loan to value 80% or less, and loan amounts above $250,000 for purchase loans and rate term refinances. APR's shown are calculated on a loan of $280,000.00 with 20% down on a conforming loan, and a loan of $480,000.00 with 20% down on a conforming jumbo loan. APR's, rates and fees vary based on borrower's credit scores, loan to value, loan purpose, loan amount and occupancy.

Zero point loans are based on your adjusted origination charges, using your lender credit. All loans are plus closing costs and prepaids items. Due to constant fluctuations in market conditions rates, fees, closing cost and programs are not guaranteed.